Terms & Conditions
These Terms and Conditions ("Terms") govern access to and use of the Wibagest SA website and any associated analytical tools, reports, or content (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.
Last updated: this is a general template and should be reviewed and adapted before publication.
1. Nature of the Service
Wibagest SA provides data-driven analysis, informational content, and quantitative outputs intended to support independent decision-making. The Service is an analytical tool only. It does not act as a custodian of funds, a broker, a licensed financial advisor, or any regulated financial intermediary, unless explicitly stated otherwise in a separate written agreement.
Nothing on this website constitutes personalized investment, legal, tax, or financial advice. Any outputs, models, or reports made available through the Service are provided for informational purposes and should not be construed as a recommendation to buy, sell, or hold any asset.
2. Eligibility and Account Use
By using the Service, you represent that you are at least eighteen (18) years of age and that you have the legal capacity to enter into these Terms under the laws applicable to you. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activity that occurs under your access.
Wibagest SA reserves the right to suspend or terminate access to the Service, at its sole discretion, in cases of suspected misuse, fraud, or violation of these Terms.
3. No Guarantee of Results
All analysis, projections, metrics, and content provided through the Service are based on historical or modeled data and are inherently subject to uncertainty. Wibagest SA makes no representation or warranty, express or implied, regarding the accuracy, completeness, reliability, or future performance implied by any output of the Service.
Past performance, backtested results, or simulated data do not guarantee future outcomes. Any decisions made based on information obtained through the Service are made at your own discretion and risk.
4. User Responsibilities
You agree to use the Service only for lawful purposes and in a manner consistent with these Terms. You further agree not to:
- 1Reverse-engineer, decompile, or attempt to extract the underlying methodology or source code of the Service.
- 2Use automated means to scrape, copy, or redistribute content from the Service without prior written consent.
- 3Misrepresent your identity or provide false information when interacting with the Service.
- 4Use the Service in a manner that could disable, overburden, or impair its proper functioning.
5. Intellectual Property
All content, design elements, text, graphics, methodology descriptions, and other materials made available through the Service are the property of Wibagest SA or its licensors and are protected by applicable intellectual property laws. No license or right is granted to you except the limited, revocable right to access and use the Service for its intended informational purpose.
6. Third-Party Links and Content
The Service may contain links to third-party websites or reference third-party data sources. Wibagest SA does not control and is not responsible for the content, accuracy, or practices of any third-party resources. Inclusion of any such link does not imply endorsement.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Wibagest SA and its affiliates, officers, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Service, including but not limited to any financial loss resulting from reliance on information provided through the Service.
8. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Wibagest SA does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Modifications to the Service and Terms
Wibagest SA reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. These Terms may be updated periodically; continued use of the Service after any such update constitutes acceptance of the revised Terms. We encourage you to review this page periodically.
10. Termination
Wibagest SA may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, any provisions of these Terms which by their nature should survive shall remain in effect, including but not limited to intellectual property provisions and limitations of liability.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable at the registered location of Wibagest SA, without regard to conflict-of-law principles. This section is a general placeholder and should be adapted to reflect the actual applicable jurisdiction before publication.
12. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.
13. Contact
Questions regarding these Terms may be directed to Wibagest SA through the contact details provided in the footer of this website.